How To File A Car Accident Injury Claim

If you have been injured in a car accident and you need to file a claim for compensation the first thing that you need to do is find out from the insurance company what they need and expect so they can properly evaluate the claim. In the majority of cases the information will include a copy of the police report from the scene and any supporting statements made by witnesses. The insurance company will demand that you support your claim with statements and copies of bills that prove the expenses you had which can include hospital bills, bills from doctors, copies of prescriptions a statement of your lost income, etc.

Although you can contact the insurance company and find out what they need in the way of substantiating documents do not send them in until you have spoken to a car accident attorney in Miami. The laws that apply to vehicle accidents can get quite complicated and issues may come up that are beyond your scope as a layperson. Of course the attorney will be intimate with all the laws; as a result he or she may be in a better position to negotiate a settlement with the insurance company that is better than just reimbursement for expenses you have made. You may also find that the attorney can gather the support information easier that you can, the attorney will also have a good idea of what fair compensation is based on cases he or she has handled in the past.

Never let the insurance company rush you into signing anything, if you have been injured in a car accident it may take considerable time before you are fully recovered. You are advised to wait until you have recovered to claim compensation otherwise you might find out too late that there are complications that result in additional cost or pain and suffering. If you settle with the insurance company you will be expected to sign a release which obviates them from any further involvement or liability. Once you sign the release you can no longer take any action.

You do not want to settle too soon, you also don’t want to let the settlement go beyond the statute of limitations. There is a period of time set by law when your car accident attorney in Miami can file suit on your behalf. If the suit is brought once the statute of limitations has passed the insurance company will refuse to even consider any claim you make.

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