Most people are familiar with what a lawyer does, but when it comes to fighting a personal injury insurance case, it requires the services of a special type of attorney. In the state of Florida, this would be someone like a personal injury insurance lawyer in Miami. They are skilled and trained in all the aspects of Florida PIP law and keep current and up to date on any changes.
The car insurance laws in the state of Florida mandate that drivers have at least $10,000 in PIP coverage. As your personal injury insurance lawyer in Miami can advise, PIP provides compensation to drivers involved in an accident, irrespective of who was at fault.
Personal Injury Insurance Lawyer in Miami Advises Clients
A Florida PIP lawyer in Miami will faithfully advise their clients in the complicated processing of PIP insurance cases and make sure that any benefits that you are entitled to will be offered to you. They will help you figure out what kind of case you have after an accident has occurred.
One thing to be aware of is that accident victims can’t get PIP benefits unless they get treatment within two weeks of being injured. Your personal injury insurance lawyer in Miami will know exactly what to do and how to do it the right way for the most entitlements.
Limits on PIP Insurance in Florida
In Florida, there are limits are to what PIP or “no fault” insurance will cover, even if you do get treatment in the two-week timeframe. Some of these limits include:
*Only 80 percent of the medical bills, as well as dental, rehabilitative services and prescriptions
*Only 60 percent of lost wages
*$5,000 worth of death benefits
*Mileage reimbursement to and from the doctor
If your condition is was not considered an emergency, then you will only be able to collect up to $2,500 in benefits. Florida law defines emergency medical issues as one that has to get treatment immediately or death or serious jeopardy will occur to the person. If this is confusing, your personal injury insurance lawyer in Miami can help you to better understand it and help determine how much you are entitled to.
The bottom line is that PIP is a no fault insurance in the state of Florida that helps to pay medical and other expenses for those injured in an auto accident no matter who is at fault. Your personal injury insurance lawyer in Miami can give you more information.
