When someone purchases a mobile home, they need to make sure they protect their investment with a sound policy for Mobile Homes Insurance in Austin TX. Just like with a traditional homeowner’s insurance policy, this protects the owner against certain types of damage or loss that may occur with their mobile home. With these tips, owners will have an easier time making their purchase.
Understanding the Basics of Coverage
When an owner purchases a standard policy for Mobile Homes Insurance in Austin TX, they can expect their policy to cover their home for damages and loss caused by the following:
* Fire
* Storms (wind, rain, tornado, etc.)
* Vandalism
* Burglary
Unfortunately, there are other causes of damage and loss and a basic policy simply does not fully protect a mobile home owner and their property. This is why many insurance companies offer their customers comprehensive coverage types. Although adding this coverage costs extra, it can fully protect a mobile home against many types of damage and loss, including:
* Water damage from burst pipes and appliance damage
* Roof collapses from the weight of snow and ice
* Damage caused by flooding and landslides
* Right-of-Way collision
* Damage by wild animals
* Explosions
It is important an owner fully knows the area their mobile home will be located in because this will help them determine what types of coverage they need to purchase to ensure their home is fully protected.
Meeting With an Insurance Agent Helps Owners Make the Right Choice
When purchasing mobile home insurance, it behooves an owner to sit down with an agent to go over their coverage needs. An agent will not only help the owner choose their type of policy and comprehensive coverage, but they can also help them to understand exactly what their policy covers, including the owner’s liability.
Call Today For Your Appointment
If you need to purchase mobile home insurance coverage for your home, contact the Perdue Insurance Group. They will be happy to guide you through each stage of the process so you can rest assured your home will be properly covered. Call the office today to schedule your appointment or ask questions.
