Getting Help with a Foreclosure in Lawrence, KS

Owning a home is part of the American dream. Young adults start their careers in the hopes of becoming successful enough to purchase their own home and land. Unfortunately, sometimes the American dream turns into a personal nightmare. Jobs are lost, sickness ensues, and other difficulties may cause the family to possibly lose their home. The threat of foreclosure becomes very real, and the family doesn’t know what to do. In such cases, they should turn to an attorney or law firm that has experience helping families with foreclosure.

Ways to Get Help with a Foreclosure

Families often need help in dealing with a foreclosure, including finding ways to prevent the foreclosure. An attorney who helps clients with Foreclosure in Lawrence KS has ways of providing help. One of the ways to prevent foreclosure is to file Chapter 13 bankruptcy. In Chapter 13 bankruptcy, the homeowner reorganizes his or her debt. In the process, the homeowner gets to keep the home, the automobile, and other assets. The homeowner gets a period of three years to pay the debtors the amount the court determines. This works well for those who otherwise would be facing foreclosure.

Other Alternatives to Help with Foreclosure

An attorney can also help the homeowner find other options to prevent foreclosure. The homeowner might be able to work out an arrangement with the lender if he or she does so in a timely manner. Before the payments get too far behind, perhaps some other things can be done. The homeowner might even be able to renegotiate the terms. The homeowner also can deal with some government programs that may intervene, such as HARP.

The Attorney Who Can Help

Foreclosure and bankruptcy attorneys have been providing debt relief solutions for clients in the Topeka and Lawrence areas for a long time. Clients go to any of the law firms for Chapter 7 bankruptcy, Chapter 13 bankruptcy, foreclosure issues, and other legal issues involving debt relief. The law firms can provide clients with answers to common bankruptcy questions. If any possible clients need help with Foreclosure in Lawrence KS, there is a law firm can help. Visit the website at Joewlaw.com for more information.

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